银河在线游戏娱乐|官网入口

银河在线游戏娱乐|官网入口

Your Dream Can Come True

我们提供激励措施,让您在亚特兰大拥有一套房子的梦想成为现实.

Assistance Programs & Incentives

有多种选择可以帮助您实现在亚特兰大市拥有住房的梦想. 可以将激励措施结合起来,以减少关闭所需的资金.

Program Requirements
  • Participants must contribute $1,自有资金500元(结算外购买的项目计入此要求).
  • 参与者不能拥有任何其他财产的权益.
  • The property must be owner-occupied.
  • The property cannot be manufactured.
  • 现有物业必须在关闭前通过检查.

The Invest Atlanta Homebuyer Process

1
Q&A Session
The 90 minute Q&一个会议是强制性的,你会得到更好的理解和提问的机会.
2
Homebuyer Education
买房是一个独特的过程,有很多东西需要学习, 所以我们需要参加一个有教育者参与的购房者教育课程.
3
Contact a Participating Lender
银河在线游戏娱乐的参与贷款人之一,有资格获得抵押贷款,并协助您进行激励选择.
4
Find Your Home
在亚特兰大的城市范围内找到一个家,有资格参加银河在线游戏娱乐援助计划. Then submit your offer and get a contract.
5
Close
与我们的一位参与结案的律师一起工作,以帮助结案过程顺利进行.
Vine City Renaissance Initiative (VCRI)
符合收入要求并计划在Vine City新住宅中居住5年以上的购房者可以获得20美元,000 towards down payment & closing costs.

Structure

Homebuyers receive $20,000美元的首付款和/或成交费用,在房屋居住5年后完全免除. 这种激励可以与房屋装修抵押贷款一起使用.

Requirements

Must qualify for a 30-year fixed rate FHA, VA, 或向银河在线游戏娱乐公司(Invest Atlanta)的参与贷款机构提供传统抵押贷款.
最低信用评分要求由每个参与的贷方确定.
该奖励计划要求支付1000美元的项目费用,以支付教育费用并确保承诺达到5年的最低生活要求.
必须参加由“居民资源”主办的特殊装修教育课程吗 & Communities or Committed to Communities.
对于这项激励措施,购房者的流动资产不得超过2.5万美元.

Eligible Properties

  • 单户独立住宅,新建或现有的2-4单元联排别墅和公寓.
  • 房产必须位于激励范围内. Hollowell Pkwy to the north; Northside Dr to the east, Martin Luther King Jr. Dr. to the south; Joseph E. Lowery to the west.
  • 这一激励措施没有购买价格上限.

Income Limits

Household Size Maximum Income
1 person $100,100
2 persons $114,380
3 persons $128,660
4 persons $142,940
5 persons $154,420

Next Steps

Interested in this program? Check out our homebuyer programs process.

ATL Home Renovation Advantage
符合条件并使用房屋装修抵押贷款的购房者可以获得20美元,000 towards down payment & closing costs.

Structure

购房者可获得20,000美元的首付款和/或成交费用. 在这所房子里住满5年后,贷款就完全免除了.

Requirements

Must qualify for a 30-year fixed rate FHA, VA, 或向银河在线游戏娱乐公司(Invest Atlanta)的参与贷款机构提供传统抵押贷款.
最低信用评分要求由每个参与的贷方确定.
必须参加由“居民资源”主办的特殊装修教育课程吗 & Communities or Committed to Communities.
对于这项激励措施,购房者的流动资产不得超过2.5万美元.
这项奖励需要1200美元的项目费用来支付教育费用.

Eligible Properties

  • 采购产品单户独立住宅,2-4单位,联排别墅和公寓,新建或现有.
  • Maximum purchase price is $385,000.

Income Limits

Household Size Maximum Income
1 person $85,800
2 person $98,040
3 person $110,280
4 person $122,520
5 person $132,360

Next Steps

Interested in this program? Check out our homebuyer programs process.

Intown Mortgage Assistance Program (IMAP)
符合收入资格的购房者可以获得20,000美元的首付款 & closing costs.

Structure

购房者可以获得30年固定利率的联邦住房贷款, VA, or conventional mortgage, as well as $20,作为首付款及/或成交费用. 在这所房子里住满5年后,贷款就完全免除了.

Requirements

Must qualify for a 30-year fixed rate FHA, VA, 或向银河在线游戏娱乐公司(Invest Atlanta)的参与贷款机构提供传统抵押贷款.
最低FICO信用评分为660,最高DTI为45%. FICO score of 680, maximum DTI is 50%.
对于这项激励措施,购房者的流动资产不得超过2.5万美元.
这项奖励需要1200美元的项目费用.

Eligible Properties

  • Single family detached homes, 2-4 units, townhomes, and condominiums, and newly constructed or existing.
  • Maximum purchase price is $385,000.

Income Limits

Household Size Maximum Income
1 person $85,800
2 person $98,040
3 person $110,280
4 person $122,520
5 person $132,360

Next Steps

Interested in this program? Check out our homebuyer programs process.

Perry Bolton Mortgage Assistance Program
Qualifying homeowners can receive $10,000 or $20,在佩里博尔顿税收分配区购买房屋时,需要支付1000美元.

Structure

AMI值在80%或以下的购房者购买永久负担得起的房屋,有资格获得20美元,000 in assistance.  家庭收入不超过AMI的120%的购房者, 谁购买的房子不是永久负担得起的, but is within the Perry Bolton TAD, are eligible to receive $10,000 in assistance.  在这所房子里住满5年后,贷款就完全免除了. 

Requirements

Must qualify for a 30-year fixed rate FHA, VA, 或向银河在线游戏娱乐公司(Invest Atlanta)的参与贷款机构提供传统抵押贷款.
最低信用评分要求由每个参与的贷方确定.
该奖励计划要求支付1000美元的项目费用,以支付教育费用并确保承诺达到5年的最低生活要求.
对于这项激励措施,购房者的流动资产不得超过2.5万美元.

Eligible Properties

  • 单户独立住宅,新建或现有的2-4单元联排别墅和公寓.
  • 房产必须位于佩里博尔顿税收分配区内.
  • Maximum purchase price is $300,000.

Income Limits

Household Size Maximum Income
1 Person (80% AMI) $57,200
2 Persons (80% AMI) $65,360
3 Persons (80% AMI) $73,520
4 Persons (80% AMI) $81,680
5 Persons (80% AMI) $88,240
1 Person (120% AMI) $85,800
2 Persons (120% AMI) $98,040
3 Persons (120% AMI) $110,280
4 Persons (120% AMI) $122,520
5 Persons (120% AMI) $132,360
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